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https://api.smsglobal.com/credit-api.php?user=skg8071&password=wgt0pFMg&country=nz
User: 27.50.92.187 - December 25, 2025, 1:30 pm
  POST: Array
(
    [data] => {"action": "credits","country": "nz","password": "wgt0pFMg","skid": "8071","user": "skg8071","version": "1"}
)

   REPLY: {"data":"CREDITS:26.42;COUNTRY:nz;SMS:352;"}